Loan Representative

Company: FedEx Employees Credit Association (Main Branch)
Location: Memphis
Posted on: January 26, 2023

Job Description:

Looking for a career in the financial industry? We are hiring immediately! Full-time with benefits! -FedEx Employees Credit Association (est. 1974) is a not-for-profit federal credit union which seeks to be the first-choice provider of financial solutions to FedEx employees, retirees, and their families, enabling our members to secure their financial future and realize their dreams. -FECA has a caring team of employees, deeply invested in the communities it serves. FECA offers competitive compensation and benefits (medical, dental, vision, life, AD&D, short-term disability, EAP, 401k with company match, profit-sharing, discounts on financial products and services, paid vacation and personal days, and paid time for volunteering) as well as extensive professional development opportunities including on-site educational and leadership development programs. -With half a billion dollars in assets and more than 90,000 members, FECA has branches in Memphis, TN; Los Angeles, CA; Indianapolis, IN; Pittsburgh, PA; Harrison, AR; and Fort Worth, TX. FECA's corporate offices are in Memphis, TN. -For more information, visit fecca.com. -Title: Loan RepresentativeDepartment: Loan ServicesReports To: -Loan Services ManagerSchedule: Varies - - - - - - - - -Location: -Main Branch, NonconnahFLSA Status: Non-ExemptInternal Pay Grade: 9Serve our members.Properly evaluate income documentation, collateral valuation reports, and other supporting documentation needed to complete a loan request after initial underwriting.Maintain up to date knowledge on features and benefits of consumer, real estate and business lending products including ancillary products such as GAP, debt protection, and warranty.Recommend additional/alternative loan products that may benefit members supporting our mission statement during every member contact.Keep members informed of loan status throughout the loan process as needed.Maintain a positive work atmosphere by acting and communicating in a manner that shows confidence, confidentiality and professionalism with members, vendors, co-workers, and management.Must maintain strictly confidential information pertaining to the Credit Association, member, and employee business.Maintain a member centric culture with lending team

• Maintains regulatory compliance including the Bank Secrecy Act.
• Follow the CARE and QA Service Standards and maintain excellent understanding of FECA products and services.
• Participates in ongoing training for professional and personal development.
• Maintains a positive, professional attitude and collaborates well with a team.
• All other duties and responsibilities as assigned.
• Bachelor's degree, or an equivalent higher level management work experience required.
• At least one- year financial institution experience required, with credit union experience preferred.
• At least three years of lending experience required, some mortgage lending preferred.
• Excellent written and verbal communication and basic math skills.
• Must be accurate, organized, attentive to details, and manage time well.
• Strong proficiency in Microsoft Office

Keywords: FedEx Employees Credit Association (Main Branch), Memphis , Loan Representative, Other , Memphis, Tennessee